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Hi everyone and Happy New Year this is Shahid a hill of maximum one realty Atlanta today we're talking about homestead exemption now I'm doing this video for the new year because it's 2021 a lot of people including my clients have purchased homes in 2021 and now it's a time to apply for the homestead exemption to make sure they get it in in time for it to affect their 2021 property taxes so what is a homestead exemption it's basically an exemption that the state and the county gives you that reduces your property tax liability so instead of them assessing your house at maybe a hundred thousand they may assess it at ninety thousand because you've declared declared your home as your homestead that's why it's called a homestead exemption it's pretty much your primary residence you cannot get a home homestead exemption on rental properties or investment properties but check with your local county just to double-check but for the most part that you only can get the homestead exemption on your primary residence and you want to apply some counties allow you to apply online through your county tax commissioner or tax assessor's office in some counties they may be party to fill out paperwork and come down to the county usually your larger counties allow you to apply online now what additional so you can get that standard homestead exemption available to all homeowners in the state also there are other exemptions that I want to make sure that people are aware of and one of my investor friends they talked about an older couple who no longer could afford their mortgage and we're having really a lot of difficulty and came to find out in the city that they live and they had a senior exemption and most counties do where you no longer have to pay the school part of the tax or they freeze your taxes so the taxes don't increase as you age and they were not taking advantage of the homestead exemption for seniors and it's very important so once you file your original homestead exemption you also can apply for other exemptions as you get older but they will not automatically apply any exemptions so for example you bought the house when you were thirty now you're sixty and you have an exemption it doesn't automatically happen you have to reapply for that exemption so if you're watching this now you already have your homestead exemption definitely check on your grandparents your great-grandparents your own parents and make sure they're getting the senior exemption that they are entitled to when I bought my home my the sellers of the home they had a senior exemption and I believe they were paying only about $500 a year in property taxes and I think we pay now probably six times that amount so the senior homestead exemption is definitely something you need to apply for it the savings are.